The car loan is a fixed rate loan with amortization in constant installments to be repaid normally on a monthly basis.
On you will find numerous car loan offers made available by the best-specialized institutes, both banks and financial companies: make a free loan quote and find the best auto financing for you both quickly and easily for buying a new car ( or motorbike, camper, boat) than for used car purchase.
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Below we illustrate the features of the car loans offered:
To apply for a car loan, you must be resident in Italy and have an age between 18 and 70 years.
Furthermore, to increase the probability that the request is successful, it is necessary to have a good credit position (not having been protested, not having accumulated delays in the repayment of previous loans and not requesting a disproportionate amount with respect to one’s income and / or own repayment capacity).
Unlike the finalized loan, in which the requested sum is paid to the reseller of the asset and / or service subject of the loan, in the car loan the money is paid directly to the customer. Most of the affiliated institutes provide funding by direct crediting to the applicant’s current account; some offer the check alternative.
Method of reimbursement
Almost all Institutes require reimbursement by direct debit on the applicant’s current account (RID) as this procedure offers greater guarantees of punctuality in repayments. Some institutes accept, as an alternative, reimbursement through postal bills.
Normally no guarantee is required. In some cases, however (eg when the amount requested is rather high compared to the applicant’s income capacity), it may happen that the indication of a guarantor is requested.